다음 글의 내용을 가장 잘 요약한 것은?Zero percent inte… | [9급 지방직 영어] 10년 1회차 기출문제 상세 페이지

다음 글의 내용을 가장 잘 요약한 것은?
Zero percent interest for the next six months, or even a year, on all balance transfers. No annual fees. Reward points for everyday purchases. Choose airline tickets, hotel stays, car rentals, a variety of great brand-name products or just get cash back. What red-blooded American credit-card holder could resist such a deal? Well, if you're smart, maybe you. Tantalizing offers like these from your credit-card issuers are increasingly filled with traps that can pile on unexpected fees or trigger punitive interest, as high as 35%. These details are spelled out in the fine print of promotions and cardholder agreements. But, says Curtis Arnold of CardRatings.com, “You have to be incredibly diligent to avoid the pitfall.”

Lower rates and other deals sound great, until you find out what you're really paying.

Credit-card companies do not always behave badly towards their customers.

Credit-card companies will be fined unless they provide the details of cardholder agreements.

Reward points or low punitive interests are being added to the existing benefits.

글의 요약으로 가장 알맞은 것은 "Lower rates and other deals sound great, until you find out what you're really paying."(낮은 금리와 혜택은 실제 지불액을 알기 전까지만 좋아 보인다)이다.
글은 무이자·연회비 면제·포인트 같은 솔깃한 제안이 "increasingly filled with traps that can pile on unexpected fees or trigger punitive interest"(예상치 못한 수수료나 징벌적 이자를 부르는 함정으로 가득하다)라고 경고한다.
"Credit-card companies do not always behave badly towards their customers."는 카드사의 함정을 경고하는 글의 취지와 반대이다.
"Credit-card companies will be fined unless they provide the details of cardholder agreements."는 벌금에 관한 언급이 글에 없다.
"Reward points or low punitive interests are being added to the existing benefits."는 징벌적 이자가 최고 35%에 이른다는 내용과 맞지 않는다.